Lan Porgata
IGBC Chairman
The InterGalactic Banking Clan
Headquartered on Muunilinst but with branches on several planets, the IGBC can help you achieve your financial goals and allow you to live the life you deserve.We offer the following products:
Personal, Business, and Faction Accounts - Tailored to your needs with low monthly maintenance fees and interest bearing accounts. Access your account for monitoring here.
Account Fees
- Personal Accounts 5 credit startup fee, no monthly maintenance fees up to 99,999 credits. Over 100,000 credits, a maintenance fee of 50 credits will be assessed. Balances over 5000 credits earn 2% interest, compounded monthly.
- Business Accounts For businesses with over 1,000,000 credits in standing balance, the startup fee is 1,000 credits. The monthly maintenance fee is 500 credits. Business accounts earn 5% interest, compounded monthly.
- Faction Accounts For all accounts over 1,000,000 credits standing balance there is a 1,000 credits startup fee, monthly maintenance fee is 500 credits. Faction accounts earn 6% interest, compounded monthly.
Safety Deposit Boxes - From a small drawer to a double sized vault, the IGBC takes the security of your valuables seriously for a reasonable monthly rent debited directly from your account.
Safety Deposit Fees
- Document Box (roughly size of a desk drawer) 20 credits a month
- Drawer Box (roughly the size of a dresser drawer) 50 credits
- Closet Box (roughly size of a small coat closet) 100 credits
- Half Room Vault 200 credits
- Room Vault 400 credits
- Double Room Vault 800 credits
Loans - Need a hand financing a Marketplace purchase? Looking for startup funds to start a business? Have an established business and need the capital to expand your operations? The IGBC is here to help! Low rates and easy payment terms can get you on track to meet your goals.
Interest rates on personal loans for Marketplace purchases is 2.5%, business and faction loans will be negotiated via a personal meeting with IGBC staff.
To open a new account, use one of the following templates:
PERSONAL:
ACCOUNT HOLDER NAME: [Character's name]
OPENING BALANCE: [How many credits are you depositing?]
TRACKING: Y/N [Do you want the IGBC to track your posted transactions for your character? If yes, your account listing will be linked a google sheet for accounting purposes and viewing.]
OPENING BALANCE: [How many credits are you depositing?]
TRACKING: Y/N [Do you want the IGBC to track your posted transactions for your character? If yes, your account listing will be linked a google sheet for accounting purposes and viewing.]
BUSINESS:
BUSINESS NAME: [Business name]
FACTORY VERIFIED: Y/N [If your business has an approved Factory application, please link it here.]
ACCESS: [What characters have access to the funds in the business account?]
OPENING BALANCE: [How many credits are you depositing?]
TRACKING: Y/N [Do you want the IGBC to track your posted transactions for your business? If yes, your account listing will be linked a google sheet for accounting purposes and viewing.]
FACTORY VERIFIED: Y/N [If your business has an approved Factory application, please link it here.]
ACCESS: [What characters have access to the funds in the business account?]
OPENING BALANCE: [How many credits are you depositing?]
TRACKING: Y/N [Do you want the IGBC to track your posted transactions for your business? If yes, your account listing will be linked a google sheet for accounting purposes and viewing.]
FACTION:
FACTION NAME: [Faction name]
VERIFIED: Y/N [Please link to the usergroup here.]
ACCESS: [What characters have access to the funds in the faction account?]
OPENING BALANCE: [How many credits are you depositing?]
TRACKING: Y/N [Do you want the IGBC to track your posted transactions for your faction? If yes, your account listing will be linked a google sheet for accounting purposes and viewing.]
VERIFIED: Y/N [Please link to the usergroup here.]
ACCESS: [What characters have access to the funds in the faction account?]
OPENING BALANCE: [How many credits are you depositing?]
TRACKING: Y/N [Do you want the IGBC to track your posted transactions for your faction? If yes, your account listing will be linked a google sheet for accounting purposes and viewing.]
SAFETY DEPOSIT:
Safety deposit boxes require at least a personal account to guarantee monthly rent payments. Simply include which sized safety deposit box size you prefer in your account template and the box will be created for you.
